Auto Accidents

TESTING YOUR AUTO INSURANCE IQ

FACT OR FICTION: Click on the statement for the answer.

ANSWER: FICTION
Even though you pay them a monthly premium, insurance companies do not represent you. They represent shareholders, and their job is to make a profit by collecting premiums and paying out as little as possible. That is why they have claims adjustors and lawyers on staff dealing with auto collisions.

ANSWER: FICTION
If you have been injured in an auto accident: The insurance company will try to settle your case for the lowest possible amount.

ANSWER: FACT
As a nurse and an attorney, I understand that serious injuries can have consequences long after the initial accident. Having a lawyer who works for you, and you alone, is essential when dealing with an insurance company.

ANSWER: FACT
Beware of the insurance company obtaining your recorded statement and using it against you. Before you speak with any insurance company, protect your rights and contact Attorney Christine M. Smith to discuss your case.

ANSWER: FACT
Having your own lawyer levels the playing field with the insurance company. Even attorneys who do not practice personal injury law usually retain a skilled personal injury attorney to represent them or their family members if they are injured in an auto collision. As your attorney I am your legal advocate, dedicated to protecting your interests.

So, let me know how well you did on this quiz.